Scottish Widows, Halifax and Clerical Medical

Unit linked life insurance plans

If you have a life insurance plan with us which is investment based or unit linked, you can learn more by selecting your product below.

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If you're not sure which product you have, check a statement, letter, or your original paperwork. Or you can call us for help.

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These types of plans provide either life cover (sometimes with critical illness cover) for the whole of your life, or income protection cover for a fixed term, along with an investment component.

You may have taken out your plan through an independent financial adviser or a branch of TSB, Lloyds Bank, Halifax or Bank of Scotland. 

In each section below we explain:

  • More about how the product works
  • Key risks to be aware of
  • Reviewing your plan
  • Your options

Select your product

Scottish Widows Income Protection Plan

(formerly Black Horse Income Protection Plan)

Income Protection Plan

Scottish Widows Lifetime Security Plan

Lifetime Security Plan

Scottish Widows Living Cover Plan

Living Cover Plan

Former TSB Options Plan

Former TSB Options Plan

Scottish Widows Flexible Protection Plan

(formerly known as Bank of Scotland Flexible Protection Plan)

Flexible Protection Plan

Halifax Critical Illness Plan

Halifax Critical Illness Plan

Halifax Flexible for Life

Halifax Flexible for Life

Halifax Flexible Protection Plan

Flexible Protection Plan

Scottish Widows Lifetime Protection Plan

Lifetime Protection Plan

Clerical Medical Versatile Protection Plan

Versatile Protection Plan