We’ve been guiding people through retirement for more than 200 years. Let us help you with yours.

Where are you on your retirement journey?

Saving for your future

Discover ways to save and why.

Plan and save Find out more about saving for your future

Approaching retirement

Make sure you’re ready to retire.

Get ready Find more information if you are approaching retirement

Retirement options

Explore the options before taking money.

Your options Find out more about your pension options

Money in retirement

Make money work for you in retirement.

Make money work Find out more about managing money in retirement

Not sure where to start?

If you don’t know what to do about retirement or pensions, let us help. We’ll explain the basics and give you all the information you need to get started.

Retirement explained Go to the retirement explained information page

Not sure how much you need?

If you don't know how much you need in retirement, explore three different levels based on independent research to see what retirement could look like for you.

Retirement Living Standards

Existing customers

Existing customers

Already have a retirement product with us?

Existing customers Go to the homepage for existing customers

Find out more about our products and services

Retirement products

Retirement products

We have a range of pension and retirement products to suit your plans.

Retirement Account


Workplace savings

Combine your pensions

Combine your pensions

Got more than one pension? Then you could think about putting them all in one place. Combining your pensions with Scottish Widows is simple and we won't charge you for this service.

Pension transfers Go to this page for information on transferring your pensions to Socttish Widows

Get money from your pension

Get money from your pension

Thinking of taking a lump sum from your Scottish Widows pension or Retirement Account?

Get money Go to information about pension options

Got a question?

Got a question?

If you need to ask us a question about pensions or retirement, then get in touch. There are lots of ways to contact us.


Contact us


We want to make sure we keep you updated so you’re in control of your plans. Let us know your communications preferences so we can keep you informed.

Keep in touch

Retirement calculators

Retirement calculators

Use our calculators to give an idea of how much you’ll need for retirement.

Retirement calculators Go to this page to use Scottish Widows retirement calculators

Check pension fund prices

Check pension fund prices

At Scottish Widows we update our fund prices every working day. Check for prices, charges updates and more.

View fund prices Go to this page to view fund prices