Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Meet our Ready-Made Pension
Got old pensions you want to combine? Self employed? Or new to pensions? Get saving with our Ready-Made Pension.
Apply now
Ready to invest?
Start investing from £50 a month. No account fees until 02 January 2026. Terms and conditions apply. Only available in our app.
Learn more
Take a leap into the known
Connect your whole financial world in the Scottish Widows app. Understand what you’ve got, if it’s enough, and what you can do next.
Download our app
Critical illness cover
If you’re seriously ill, you’ll need to focus on your own wellbeing, and not be worrying about money. Get peace of mind with critical illness cover. If the worst happens, we’ve got you.
Apply now
What our customers say
Get Disney+ with protection policies
Get 12 months of Disney+ (Standard With Ads) when you purchase a new protection policy directly with us. Terms and conditions apply.
Start saving and building today
Let’s get you to where you need to be.
Combine pensions
Lots of us have pensions from old jobs. Bringing them together could make life easier.
Critical illness cover
A cash lump sum if you are diagnosed with an illness covered by your policy before it ends.
Life cover
Life cover could pay out a cash lump sum if you die before your policy ends.
Income protection
A monthly, tax-free payment if you’re not able to work because of an illness or injury.
Looking after tomorrow, for over 200 years
We’ve been a safe pair of hands for over 200 years, building up our expertise, protecting generations and standing up for society.
At Scottish Widows, we believe tomorrow shouldn’t be left to chance. We don’t do vague promises. We show you tomorrow and how to get there, making sure you’re covered for whatever happens.
Because we believe that it’s only when you see tomorrow, that you can truly own yours.
The Scottish Widows app
View everything in the one place. Connect accounts to see your financial future building.
Protect what matters to you
See where your world is protected, and where you have gaps to cover.
Level up your knowledge
Finances can feel overwhelming. So we break it down with playful, bitesize learning to boost your confidence.