Start investing with Scottish Widows

Our low-cost, award-winning products are helping millions of people to build their future.

How do you want to invest?

Ready-Made

You don't need to be an expert to start investing. Just tell us how much risk you're happy to accept and leave the rest to us.

Ready-Made Investments

Choose your own

Happy doing your own research? Choose from our extensive range of investments, and use our tools and guidance to help you decide.

Choose your investments

Learn the basics

If you're not sure what to do, start by learning about what investing is, how it works, and the difference between saving and investing.

Learn about investing

Research the market

Look for your next investment with tools and insights that help you explore Shares, Funds, ETFs, Bonds, Gifts, and Investment Trusts.

Visit our research centre

Our investment products

Ready-Made Investments

For people who want us to do the investing for them. Pick from 1 of 3 investment styles, and choose whether to open an ISA or an Investment Account.

Ready-Made Investments

Stocks and Shares ISA

For people who want to choose and manage their own investments. Invest up to £20,000 a year, and pay no UK tax on any profit you make.

Stocks and Shares ISA

Share Dealing Account

For people who want to choose and manage their investments. Invest without any limits, but you may pay tax on any profit you make.

Share Dealing Account

Pensions

For people investing for retirement. If you're self-employed or don't have a workplace pension, then you could open a Personal Pension and get tax relief on your contributions.

Explore our pensions

Why invest with Scottish Widows?

  • Stable, reliable, experienced.
    We’ve been helping people build their futures for more than 200 years. We’re also part of the Lloyds Banking Group - a family of brands that you can trust.
  • Trusted with billions of pounds.
    Employers choose us to look after their employee’s pensions, and more than 6.5 million customers use our range of award-winning products to build their futures.
  • Award-winning products, top-rated service.
    We’re a Which? Recommended provider, and our customers rate us as ‘Excellent’ on Trustpilot. If you ever have any questions then our UK-based call centre are ready to help.

Research the market

Tools and shortlists to help you choose your investments.

Explore funds

Search over 2,500 funds, with the insights and data you need to build your portfolio.

Search funds

Explore shares

Search over 4,000 shares globally, with live prices, quick filtering, and much more.

Search shares

ETF Quicklist

Search a shortlist of global Exchange Traded Funds to help you find your next investment.

Search the Quicklist

Market insights

Make an informed decision with regular market news, expert analysis and performance data.

Explore our research centre

Looking for IWeb?

IWeb Share Dealing is now Scottish Widows Share Dealing.

You’ll still get the same great price and service, along with new benefits like:

Log in to continue trading in your browser, and download the app to trade on the go.

Download the app

Did you open an investment plan with us before October 2025?

You might have an investment plan that we don’t offer to new customers anymore.

This includes the:

  • Scottish Widows Stocks and Shares ISA
  • Scottish Widows OEIC
  • Halifax ISA Investor
  • Halifax Collective Investment Plan
  • bonds and pensions from Scottish Widows or Halifax.

You may still be able to invest using your plan - check by downloading and logging in to our app.

If you’re interested in opening a new investment plan, please contact us first. We’ll help you understand the difference between our new plans and what you already have.

Looking for IWeb?

IWeb Share Dealing is now Scottish Widows Share Dealing.

You’ll still get the same great price and service, along with new benefits like:

Log in to continue trading in your browser, and download the app to trade on the go.

Download the app

Did you open an investment plan with us before October 2025?

You might have an investment plan that we don’t offer to new customers anymore.

This includes the:

  • Scottish Widows Stocks and Shares ISA
  • Scottish Widows OEIC
  • Halifax ISA Investor
  • Halifax Collective Investment Plan
  • bonds and pensions from Scottish Widows or Halifax.

You may still be able to invest using your plan - check by downloading and logging in to our app.

If you’re interested in opening a new investment plan, please contact us first. We’ll help you understand the difference between our new plans and what you already have.

Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in. Tax treatment depends on individual circumstances and may be subject to change in the future.