Life insurance
Protect what matters most
Life insurance could be the most important financial product you ever buy.
It’s not easy to think about something happening to you. But having a plan in place could be the difference between your family maintaining their lifestyle and paying off the mortgage, or losing their home.
With life insurance, you can help make sure you and your family have the right financial protection you need. And you can get more than just financial peace of mind. If you choose life insurance from Scottish Widows, practical and emotional support is available through Scottish Widows Care.
Your choice of Life Insurance
Life cover
Life cover could pay out a cash lump sum if you die before your policy ends.
It can act as a safety net and could help your loved ones cope financially when you can’t be there.
Critical Illness Cover
Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends.
The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.
What is life insurance?
Explore how life insurance works and how it can protect your family’s financial future.
When’s the right time to get life insurance?
The big changes in life can give you a good chance to think about how you can protect yourself and your loved ones from the unexpected.
Life insurance policies have no cash-in value at any time. If you don’t pay your premiums on time your cover will stop, your policy will end and you’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back.
