Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Log in to your pension
Do you know where you need to log in?
Retirement Account
If you’ve opened a Retirement Account, you can log in to manage it online.
Ready-Made Pensions
If you have a Ready-Made Pension, you’ll manage it in our app. If you’ve not got our app yet, download it.
If you're not sure, we can help
If you know the name of your pension, we can help you find the right log in.
How to find your pension's name
You can find the name of your pension on your Annual Benefit Statement or on any letters from us.
What's the name of your pension?
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This is a personal pension you’ll have taken out yourself. You may have it in addition to your workplace pension, or set it up to combine your pensions.
Your account number will start with ES followed by seven numbers – for example, ES1234567-001.
If you’ve opened a Ready-Made Pension, you’ll manage it in the Scottish Widows app.
Apply for a Ready-Made Pension -
For Group Stakeholder pensions we think this is the right log in for you
This is for pensions that you have through your current job, or with a job you had in the past.
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For Individual Stakeholder pensions we think this is the right log in for you
This is for a pension you took out yourself, through an adviser or through your bank.
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For Workplace pensions we think this is the right log in for you
This is for pensions that you have through your current job, or with a job you had in the past.
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For Personal pensions we think this is the right log in for you
This is for a pension you took out yourself, through an adviser or through your bank.
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For Retirement Account we think this is the right log in for you
This is for a pension you took out yourself, through an adviser or through your bank which is called Retirement Account.
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For Money4Life we think this is the right log in for you
Your username and password were in the letter you got when you first joined Money4Life through your employer. This might have been some time ago.
Forgotten your username? We can send you a reminder. If you've forgotten your password too, get a username reminder first and then reset your password. Get a username reminder.
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Manage your money online
Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Our digital services
Sign up for our digital services for easy access to your Scottish Widows pension.