Old couple on the beach

Our pension products

Combine your pensions

Lots of us have pensions from old jobs. Bringing them together could make life easier.

Combine your pensions
Three happy women

Ready-Made Pension

New to pensions? Self employed? Our simple, personal pension makes it easier to start saving for your future.

Apply now

Your Scottish Widows pension

Your pension options

Your retirement plan is as unique as you are. Let’s see what’s right for you.

Take money from your pension

Already with us?

Manage payments and beneficiaries, or change your retirement age.

Manage your pension

Lost pensions

Need help to track down an old pension? Give us a few details and we’ll try and find it for you.

Find a lost pension

Learn about pensions

Pensions 101

What a pension is, how it’s taxed, and what happens to it after you die.

Understand the basics

Let’s crunch the numbers

Get a clear picture of what you have today and what you could have tomorrow.

Retirement calculator

Saving for your future

Not a finance pro? No problem. Knowing the basics is a good start to plan for the future you want.

Saving for your future

Approaching retirement

Retirement on the horizon? Understand what you have and what you might need.

When to take your money
 

Own your tomorrow

Bring your long-term finances to life with the Scottish Widows app.
See your pensions, investments and insurance from us and other providers, all in one place.

All you need to get started is your National Insurance number.

Download our app