Our Investment Criteria

Quantum / Tenor

Quantum / Tenor

  • Minimum £20m
  • Term typically from 10 years upwards

Credit rating

Credit rating

  • Investment Grade requirement (via internal credit rating model)
  • Senior obligations only: loans, privately placed notes / bond and derivative formats

Pricing and fees

Pricing and fees

  • Fixed rate / inflation-linked loans, competitively priced over mid-swaps or gilts
  • Market standard arrangement / commitment fees payable

Forward start

Forward start

  • Forward start / deferred drawdown loans available

Prepayment

Prepayment

  • Make whole (Spens) protection required for prepayment
  • Requirement for loan to meet Solvency II matching adjustment eligibility

Other characteristics

Other characteristics

  • Ongoing relationship management undertaken in partnership with Lloyds Bank / Bank of Scotland
  • All lending subject to satisfactory due diligence and credit approval

Note: indicative criteria provided on a non-sector specific basis. Our team will be delighted to discuss sector specific requirements in more detail.

If you'd like to find out more, please contact our team.

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