Financial advice

Get advice and a personalised plan created by a financial adviser from Lloyds Wealth.

To get advice from Lloyds Wealth you’ll need to earn at least £100,000 a year, or have over £100,000 in sole or joint savings, investments, or personal pensions.

What is financial advice?

Financial advice is a recommendation from a qualified financial adviser. You can get advice from an adviser at Lloyds Wealth. 

Lloyds Wealth are part of the Lloyds Banking Group - just like us. Here’s how it works.

Review what you’ve got

You’ll get matched with a qualified financial adviser who’ll take the time to understand you, your needs, your goals, and your finances.

There’s no fee to have an initial consultation.

Get a plan for the future

Your adviser will create a personalised financial plan that aims to help you achieve your goals. They’ll discuss the options you have and the benefits each one could bring.

There’s no fee to get a financial plan.

Put your plan into action

Your adviser will work with you to put your plan in place and set up your investments in line with your goals. They can continue to support you as your circumstances change.

You’ll pay a fee for implementing your plan and for any ongoing advice you choose to receive.

How Lloyds Wealth can help you

Advice can help at every stage of life - from the start of your career, to having a family or getting ready for retirement.

Save and invest your money

Get a financial plan based around your goals, needs, and the amount of risk you’re comfortable with taking. Learn how much to save and invest, and get the right products and investments to help you achieve your goals.

Plan for retirement

Find out how much you need to retire, check whether you’re on track, get help investing a personal pension, and get a plan for retirement. Lloyds Wealth doesn’t give advice about investing your workplace pensions.

Protect your family

Review what protection your family has if you fall ill, can’t work, or die. Check your cover meets your needs, and get help to put in place the cover that’s right for you and your family.

Inheritance planning

Protect the wealth you’ve built and find the best way to share it with your family - including minimising the amount of inheritance tax they’ll pay. You can also get help with wills, estate administration, and power of attorney.

My husband hated his job, working 12 hour days/nights, our adviser has helped him retire and he’s a happier man to have at home. Thank you.

Annette

Why Lloyds Wealth

Lloyds Wealth advisers don’t get paid commission, so you can be confident that their recommendations are in your best interests.

Trusted

More than 58,000 people trust Lloyds Wealth’s advisers to plan their futures. Advisers are rated ‘Excellent’ on Trustpilot,  with a score of 4.9 stars out of 5. This is correct as of June 2026.

Experienced

Every Lloyds Wealth adviser is highly qualified and has completed at least a Level 4 Diploma in Regulated Financial Planning. Advisers have access to a range of specialists if your plan or circumstances need extra support.

Part of Lloyds Banking Group

The advice you get is backed by a family of brands that’s been in business for over 325 years, and which includes household names like  Lloyds Bank, Halifax, and Bank of Scotland.

 

Ready to get your personalised plan?

Lloyds Wealth can give you advice if you earn at least £100,000 a year, or have over £100,000 in sole or joint savings, investments, or personal pensions. You can book a free consultation to help you decide if advice is right for you.

Read more about Lloyds Wealth

Don’t just take our word for it

The financial adviser who visited me was exceptional. He was unhurried, understood my investment needs, and explained my options clearly. The service I received was faultless.

Janis

Excellent all round service. Very understanding of my needs. Administered throughout in a highly professional unbiased way.

Bryan

Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in. Tax treatment depends on individual circumstances and may be subject to change in the future.

Prefer to make your own plan?

Read our guides to saving, getting ready to retire, and taking your pension.

Explore our guides

Prefer to make your own plan?

Read our guides to saving, getting ready to retire, and taking your pension.

Explore our guides

 

Important legal information

Lloyds and Lloyds Wealth are trading names of Lloyds Wealth Management Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 11722983. Authorised and regulated by the Financial Conduct Authority under registration number 830170.