What you can do with your investment
Want to learn more about some of the investment products we offer?
Here we’ve explained the different ways that you can invest with us.
If you’re already investing with us, you’ll be able to find more information about what you can do with your investment, why it’s important to review what you’ve got and how to make changes if you need to.
We’ve broken down some products we offer into different categories below. Just click on the relevant product link to find out what you can do.
A pension is a long-term investment that helps you save for your retirement in a tax-efficient way.
Workplace Pensions: Your workplace pension is a long-term investment that helps you save for your retirement in a tax-efficient way. They are arranged by your employer. A percentage of your pay is paid into your pension automatically every payday.
Individual pensions: This could be a personal pension or an Individual Stakeholder pension you have opened yourself, through an adviser or through a branch of Lloyds, Halifax or Bank of Scotland.
Retirement Account: Retirement Account is a personal pension plan that supports you to and through retirement.
You can invest in funds tax-efficiently through a Scottish Widows stocks and shares ISA or a Halifax ISA Investor. You’ll pay no tax on the money you make from your investments. You may have opened an ISA with us, either through a financial adviser or through a branch of Lloyds Bank, Halifax and Bank of Scotland.
You can invest in funds through a Scottish Widows OEIC (Open Ended Investment Company) Account or a Halifax Collective Investment Plan (CIP). You may have opened an account or plan with us, either through a financial adviser or through a branch of Lloyds Bank, Halifax or Bank of Scotland.
Our range of Investment Bonds allow you to invest in a tax efficient manner for medium to long term growth.
Scottish Widows and Halifax Personal Investment Plan: You may have opened your Personal Investment Plan (PIP), which invests in funds, either through a financial adviser or through a branch of Lloyds Bank, Halifax or Bank of Scotland. Or, you could have opened your PIP yourself, without advice.
Scottish Widows Flexible Options Bond and Flexible Investment Bond: The Scottish Widows Flexible Options Bond and Flexible Investment Bond provide a way to invest a one off payment in funds. They also allow you to change where and how they’re invested, tailoring the Bond to suit your individual needs.