How to apply

If you’re ready to apply for cover or want to discuss your protection needs in more detail, you should speak to a financial adviser.

If you’re taking out a Scottish Widows life insurance policy you have to be a UK resident, aged between 18 and 79 for life cover and 18 and 64 for critical illness cover.

Speak to your financial adviser

If you already have a financial adviser, you should speak to them to find out what cover you might need to help make sure you and your family are financially protected.

If you’d like to find an adviser, unbiased.co.uk can help you find one in your area.

Here’s more information on finding an adviser

Lifesearch protection advice

We’re committed to helping you meet your protection needs and giving you peace of mind that you are financially protected. You can contact LifeSearch, who can provide you with advice on life and critical illness cover and what is the right cover for you over the phone. LifeSearch is not part of Lloyds Banking Group.

They will provide you with advice on Scottish Widows protection products. If you want protection from somewhere else, you should speak to your own financial adviser, or find one in your area.

You can phone them on:

020 37640295
Monday to Thursday 8am–8pm
Friday 8am–6pm
Saturday 9am–2pm

Or you can request a call back, provide Lifesearch with your contact details, and they’ll get in touch to discuss your protection needs.

Important information

Life insurance policies have no cash-in value at any time. If you don’t pay your premiums on time your cover will stop, your policy will end and you’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back.

Got a question?

If you need to ask us a question about life insurance, then get in touch.

Contact us

How to apply

Are you looking for life cover or critical illness cover? Find out how you can apply.

How to apply

Financial Services Compensation Scheme (FSCS)FSCS protected

Go to the FSCS website