Protection Disney+ offer terms and conditions

Product eligibility​

You will receive a 12-month Disney+ Standard with Ads subscription if:​

  • You purchase a new Scottish Widows Plan & Protect Life or Critical Illness (Body Cover) policy online directly through Scottish Widows, Lloyds Bank, Halifax, or Bank of Scotland from the 16th June 2025 until withdrawn.​

Or

  • You purchase a new Scottish Widows Plan & Protect Life or Critical Illness (Body Cover) or Scottish Widows Protect (Life, Critical Illness or Income Protection) policy over the phone/video, or in branch directly through Scottish Widows, Lloyds Bank, Halifax, or Bank of Scotland, where an application was made from 16th June 2025 until withdrawn.​

And

  • Have made your first monthly payment.​

General conditions​

  • Not available when purchasing through a price comparison website or intermediary.
  • One subscription code per customer, and one subscription code for joint policies. The code will be sent to the primary policyholder for joint policies.​
  • The subscription will be effective for 12 months from when the code is activated.​
  • Offer available to new and returning Disney+ subscribers.​
  • Already have a Disney+ subscription? You can get guidance here.
  • You must be a UK resident, aged 18 or over. Credit/debit card required.
  • At the end of the 12-month offer, your credit/debit card will automatically be charged at the then current monthly price for Disney+ Standard With Ads subscription (currently £4.99). You can cancel your subscription at any time before the end of the 12-month subscription and not be charged.
  • Use of Disney+ will be subject to agreement of the Disney+ subscriber agreement and terms of use​.
  • Subscription code is one-time use only, and non-transferable.
  • Subscription code cannot be combined with any other Disney+ offers, coupons, discounts or promotions​.
  • Code is not refundable or redeemable for cash or any other goods or services and cannot be sold or transferred, or exchanged or credited towards purchase of other subscriptions, and will not be honoured if obtained from any third party.​
  • We are unable to upgrade this Disney+ subscription to standard or premium.​
  • We have the right to cancel your 12-month Disney+ subscription offer if your protection policy is cancelled within the 12-month period of the subscription.
  • The promoter of this offer is Scottish Widows Limited, 25 Gresham Street, London, EC2V 7HN, part of Lloyds Banking Group.

Scottish Widows reserve the right to amend or withdraw the offer at any time.

Find out more about Disney+ subscriptions and the different plans available.

How to claim​

After you buy your policy and make your first monthly payment, we’ll send an email within 30 days. This will provide details of how to activate the Disney+ subscription. The email will be sent via Scottish Widows to the email address you supplied when you took out your policy.  We are unable to provide this offer by post. You should check your junk folder for any email communications. Activation links will be valid until 16th September 2026.​

FAQs​