Account terms

Check old and current terms and conditions for your account​.

Protecting your money

The Financial Services Compensation Scheme (FSCS) (PDF, 743KB) protects the eligible money you hold with us.

More about the FSCS.

Important legal information​

Scottish Widows Share Dealing is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.​

Ready-Made Investments, Ready-Made Pension and SIPP are provided by Embark Investment Services Limited, a company incorporated in England and Wales (company number 09955930) with its registered office at 33 Old Broad Street, London, EC2N 1HZ. Embark Investment Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 737356).​