You could win £10,000!
Simply download, register and use the Scottish Widows app between 7 July and 31 December 2026. For full details and eligibility, or to opt out, see our terms and conditions.
Set up a Retirement Account
Apply for your simple, flexible pension for life.
Get started in three easy steps
See the benefits
Find out how it works and consider our competitive charges.
Choose how to invest
Personalise your investment to suit your needs, or choose the default investment option.
Start your application
If it’s right for you, set up a Retirement Account.
Find out about the benefits, charges and investment choices before you continue.
Start your application
If you’re transferring £10,000 or more and know how you want to invest your pension pot, then you’re ready. Have to hand the details of the pensions you want to transfer.