You've got an idea of what life in retirement might look like, now learn about what it all means.

 

Get ready for retirement

Understand your pension options

Learn about the different ways you can take money from your pension.

This includes options like:

  • Flexible access to your pension (drawdown)
  • Guaranteed income for life (annuity)
  • Take a cash lump sum
  • Leave it for now (benefits and limitations)
Understand all your options

Retire ready checklist

If you're close to retirement, understand the steps you need to take for a smooth transition into retirement with our simple checklist.

From reviewing your pensions to finalising key details, we'll help you feel prepared.

View retire ready checklist

Further financial support?

Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits, which isn’t guaranteed and can go down as well as up. The value of your plan could fall below the amount(s) paid in.

Pension scams are on the rise. They often start with an unexpected call, text or email. Increasingly, online and social media are also being used to target people. Read '6 signs of a pension scam' to spot what to look for.

Where to go for more information

Pensions and retirement guides

Whether you're beginning to explore your retirement options, preparing to retire soon, or already enjoying retirement, Money Helper’s pensions and retirement guides are here to support you every step of the way.

Find out more about pensions

Find lost pensions

There are 3.3 million lost pension pots in the UK, each worth an average of £9,470*.

It's easy to track down lost pensions and it could give your savings a boost. 

*Source: Association of British Insurers, October 2024

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