Life insurance

Protect what matters most

Life insurance could be the most important financial product you ever buy.

It’s not easy to think about, but if something were to happen to you, having a plan in place could be the difference between your family maintaining their lifestyle and paying off the mortgage, or losing their home.

With life insurance, you can help make sure you and your family have the right financial protection you need. And you can get more than just financial peace of mind, with practical and emotional support. If you choose life insurance from Scottish Widows, this is available through Scottish Widows Care.

Your choice of life insurance

Life cover

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Critical illness cover

  • Help protect your family, your mortgage and lifestyle
  • Cash sum if you are diagnosed with a critical illness that is covered by your policy
  • Also available with life cover
  • Range of cover options
  • Scottish Widows Care
  • How to apply
Find out more

Please note: Life insurance policies have no cash-in value at any time. If you don’t pay your premiums on time your cover will stop, your policy will end and you’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back.


Why choose life insurance with Scottish Widows?

  • Over 200 years of experience helping protect families
  • Flexible plans that can change if your circumstances change
  • Practical and emotional support, along with financial peace of mind
  • Simple and quick claims process

Find out more with our Life Insurance Basics films.


The complete care package

We care. That means being there when you or your family need us most. Our case studies highlight how we can help you, not just financially with 98% of all claims paid, but by offering practical and emotional support during difficult times.

Read our case studies

Writing a will

It’s important to have a will in place to protect your assets and your loved ones, today and in the future. We can help.

Learn more about writing a will.

Life Insurance basics

Our suite of short films answer your most commonly asked questions on life insurance and critical illness cover, to help you understand the basics and show you the benefits of financial protection.


What is life insurance?

Explore how life insurance works and how it can protect your family’s financial future.


How much does life insurance cost?

Did you know that the younger you are, the cheaper life insurance generally is? Find out the factors that can affect the cost of life insurance.

See all films

Existing Customers

Already have a life insurance product with us?

Got a question?

If you need to ask us a question about life insurance, then get in touch.

Contact us

We want to make sure we keep you updated so you’re in control of your plans. Let us know your communications preferences so we can keep you informed.

Keep in touch

How to apply

Are you looking for life cover or critical illness cover? Find out how you can apply.

How to apply

Financial Services Compensation Scheme (FSCS)

FSCS protected
Go to the FSCS website