Life insurance

About Life Insurance

Protection can mean different things to different people depending on individual circumstances:

  • It could mean providing some financial support to help you get through a serious illness.
  • If you have a family, life insurance can provide financial security for your family in the event of your death.
  • You may just want to provide enough to cover expenses on your death.

Whatever your circumstances, Scottish Widows has a protection plan to suit your needs. Some plans are flexible so you can change them as your life changes. We also have a simple Life Cover-only policy which is accessed via internet banking.

Our life insurance products

Our life insurance products can be found below:

  • Protection for Life
  • Scottish Widows Protect
  • My Life Insurance

Protection policies have no cash-in value at any time. If you don’t pay your premiums on time your cover will stop, your policy will end and you’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back. Whole of life cover has no fixed term but premiums must be paid for the whole of your life.

If you don’t have a financial adviser can help you find one in your area. An adviser can help you choose the best type of cover for your protection needs.

Find out how to make a claim or if you’d like to talk to us about your existing Scottish Widows life insurance policy, please contact us.