Scottish Widows App Share Prize Draw 

Terms and Conditions

Publish or share a communication promoting Scottish Widows app registration to employees via internal communication channels for the chance to win a £10,000 charity donation - terms and conditions apply. 

1. These terms and conditions apply to the Scottish Widows App Share Prize Draw (the “Promotion”), running from 26th October to 30 November 2026 (the “Promotional Period”). The promotion can be entered into by employers who have an active scheme that meets the Scheme Eligibility requirements set out below (the “Eligible Participants”. 

2. The Promotion is promoted by Scottish Widows Administration Services Limited (the “Promoter”). 

3. To enter the Promotion, Eligible Employer Scheme Participants must during the Promotional Period: 

  • 3.1 Publish or send a communication promoting Scottish Widows app registration to employees via an internal communication channel such as:
    • Microsoft Teams
    • Slack
    • Internal email
    • Company intranet
    • Poster or postcard
    • Other internal communication platforms such as Viva Engage 
  • 3.2 Send an email to the Promoter’s mailbox – askaquestion@Scottishwidows.co.uk containing: 
    • 3.2.1 a screenshot or other reasonable evidence of the communication under Clause 3.1  
    • 3.2.2 the employer scheme name and contact details. 
  • 3.3 Only one entry per employer scheme will be permitted. 
  • 3.4 Employee personal data should not be shared.  Redaction is permitted. 

4. One winning employer scheme will have: 

  • A £10,000 donation to a UK registered charity, chosen by the Employer scheme made in the Employer name.  
    • 4.1.1 There is no cash alternative to the prize and it is not transferable. 
    • 4.1.2 The charity chosen by the winning employer scheme must meet the Promoter’s charitable giving eligibility requirements as detailed below. If the chosen charity does not meet these requirements (for example, it must not create reputational, legal, regulatory or financial crime concerns for the Promoter) the Promoter reserves the right to ask the winning employer scheme to choose an alternative charity that does meet these requirements. 
       

Promoters Charity Donation Eligibility Requirements 

The nominated charity must: 

A. Be a recognised not-for-profit organisation, one of: 

  • a registered charity in the UK, Channel Islands or Isle of Man 
  • a registered charity regulator equivalent (e.g. Charity Commission or OSCR registration) 
  • an eligible community organisation 
     

B. Operate for public benefit - its activities should contribute to: 

  • improving quality of life 
  • creating equality of opportunity 
  • supporting disadvantaged individuals or communities 
  • helping people who are marginalised or excluded. 
     

Ineligible Charities or Causes 

Organisations should not be selected where the primary purpose is: 

  • political activity or political campaigning, supporting or promoting a political party 
  • sponsorship or marketing appeals 
  • establishment of endowment or welfare funds 
  • overseas expeditions or overseas travel 
  • historic restoration or preservation projects, building projects and building works
  • schools, colleges or universities  
  • organisations whose sole purpose is the promotion of religion. 

In addition, the donation should not be made to: 

  • individuals 
  • personal crowdfunding campaigns 
  • unregistered causes where adequate due diligence cannot be completed 
  • organisations subject to sanctions, financial crime concerns or other regulatory restrictions. 


5. One winner will be selected at random by a computerised algorithm from all eligible employer scheme participants by the 9th of December 2026 (the “Draw Date”) to win. 

6. The Promoter reserves the right to verify eligibility prior to awarding the charity donation and may disqualify any entrant who does not meet the eligibility criteria or where there are legal restrictions preventing payment of the charity donation. 
 

Scheme eligibility requirements 

7. The following types of Scottish Widows Workplace pension schemes are deemed as eligible for the purposes of the Promotion: 

  • Group Personal Pension 
  • Group Stakeholder Pension 
  • Group Self-Invested Personal Pension 
  • Scottish Widows Master Trust 

8. To be eligible for the Promotion your scheme must be active at the time the draw is made and the date that the donation is made to charity. 

9. To be eligible, an employer scheme must not be connected in any way with Lloyds Banking Group. 

10. Any requests to close your scheme until the date the charity donation is paid will result in you being excluded from the Promotion. 

11.  The Promotion can be entered into on behalf of Eligible Employer Scheme Participants by their representatives who: 

  • Are aged 18 or over. 
  • Are authorised to communicate with their employees on behalf of their organisation. 
  • Submit a valid entry in accordance with these Terms and Conditions. 
     

How the winner will be notified 

12. The winner will be notified by email, using the contact details provided when entering the prize draw or by telephone if this information has been provided, within 30 days of the Draw Date. 

13. The winner must respond to accept or decline the prize. If the winner is accepting the prize they will be asked to confirm which charity they wish the donation to be made to. If the winner does not respond within 30 working days or fails to confirm their charity of choice, then the prize will be forfeited, and the Promoter will be entitled to re-draw a new winner under the same terms and conditions. 

14. The charity donation will be paid via secure bank transfer to the winner’s chosen charity. 
 

Verification 

15. The Promoter reserves the right to request additional evidence that: 

  • The communication was genuinely distributed during the Promotion Period. 
  • The entrant meets the eligibility requirements. 
  • The communication promoted Scottish Widows app registration. 

Entries that cannot be substantiated may be disqualified. 
 

The draw 

16. The draw date will take place between 1st and 9th December 2026. A winner will be randomly selected from all eligible employer scheme participants. 

17. The Promoter will take reasonable steps to ensure only Eligible Employer Schemes are entered into the Promotion. In rare cases, it is possible a non-eligible Employer Scheme could be entered, or an eligible Employer Scheme could be entered more than once.  If so, the Promoter will make all reasonable corrections but cannot be held responsible for any potential win an Employer Scheme might have missed. 

The Promoter’s decision is final in all matters relating to the Promotion including disqualifying entrants and/or winners at its discretion. We don’t accept any liability if communications about the Promotion get lost, damaged or delayed.  

18. We will make available on request the name of the winning Employer Scheme to indicate that a valid award took place. We will inform the winner after the Draw Date. If you win and would prefer us to publish less information, please let us know.  We may still need to provide winner details to the Advertising Standards Authority (ASA) if requested. 

19. The Promoter will not contact non-winners. 
 

General conditions 

20. The Promoter reserves the right to amend or withdraw these terms and conditions where necessary due to circumstances beyond its control or to ensure compliance with legal or regulatory obligations. Any changes or termination will be communicated as soon as reasonably possible. 

21. The Promoter accepts no responsibility for any damage, loss, liabilities, or disappointment incurred or suffered by an eligible employer as a result of entering the Promotion or by the winner as a result of accepting the prize. 

22. The Promoter shall not be liable for any additional expenses incurred by the winner in connection with the prize. 

23. These terms and conditions are governed by the laws of England and Wales and any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales. 

24. These terms and conditions will be published on the Scottish Widows website. 

Promoter:

Scottish Widows Administration Services Limited 
Company No 01132760. 
Registered Office: 
25 Gresham Street 
London 
EC2V 7HN 

Authorised and regulated by the Financial Conduct Authority, register no. 139398. 

This information is not part of the rules

You can download the Terms and Conditions for your records. 

Your personal information will be held by Scottish Widows Administration Services Limited, which is part of Lloyds Banking Group. You can access more information about how we look after your data on our privacy notice page. 

There are a few things we may be able to do to help you when receiving information from us. Contact us if you’d like braille, large print, an audio version or we could send you these on coloured paper. If you have a hearing or speech impairment you can contact us using the Relay UK Service available 24 hours a day, 7 days a week. Or you can call using textphone on 18001. 

If you want to make a complaint, you can learn more about our complaints process on our website. 

To speak to us, call 0345 716 6777 (+44 131 549 9772 outside the UK) available Mon to Fri, 9am to 5pm. 

You can also write to: 

Scottish Widows Limited 
Mail Processing Centre 
SWINDON 
SN80 1AA 

We’ll confirm receipt in writing within five working days and investigate and respond, as quickly as possible and if no decision has been reached, we will update you on progress after 4 and 8 weeks. 

Provided you've tried to resolve things with us first, if you're still unhappy, you can ask the Financial Ombudsman Service to help. We can provide information on how to do this if you need it.  

Calls and online sessions may be monitored and recorded. Not all telephone banking services are available 24 hours a day, seven days a week.  


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