Financial strength

Our financial strength

We’ve been helping people plan their financial futures since 1815, and we’re proud to be one of the strongest life and pensions companies in the UK.

Independent financial strength ratings

Of course, you don’t need to take our word for it. Independent ratings companies assess the financial strength of life companies through in-depth detailed analysis.

They examine the financial security of institutions based on their credit ratings and assets. Scottish Widows Limited and Scottish Widows Platform, which are both part of the Scottish Widows Group, have been allocated the financial strength ratings below.

  AKG Moody's Fitch

Scottish Widows		 A Superior A2 AA-
Scottish Widows Platform A Superior Not applicable Not applicable

Source: Moody’s, Fitch and AKG. All ratings correct at January 2026.

Company profile and financial strength reports

Scottish Widows Limited AKG Report (PDF, 7MB)

Scottish Widows Platform AKG Report (PDF, 7MB)