Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Log in to your pension
Do you know where you need to log in?
Money4life
If you're not a member of the Scottish Widows Master Trust and your policy number starts with ZU, log in here.
If you are a member of the Scottish Widows Master Trust, check the additional information below.
Workplace and Personal Pensions
Use this login if you have a Workplace, Personal or Stakeholder pension with us.
Scottish Widows Master Trust
If you’d like to log in through the website, check your welcome letter or pension information website to find out how.
Having problems? Call us on 0800 032 1260, Monday to Friday, 8am to 6pm.
Retirement Account
If you’ve opened a Retirement Account, you can log in to manage it online.
Ready-Made Pensions and Self-Invested Personal Pensions (SIPP)
If you have a Ready-Made Pension or SIPP, you’ll manage it in our app. If you’ve not got our app yet, download it.
If you're not sure, we can help
If you know the name of your pension, we can help you find the right log in.
How to find your pension's name
You can find the name of your pension on your Annual Benefit Statement or on any letters from us.
What's the name of your pension?
-
This is a personal pension you’ll have taken out yourself. You may have it in addition to your workplace pension, or set it up to combine your pensions.
Your account number will start with ES followed by seven numbers – for example, ES1234567-001.
If you’ve opened a Ready-Made Pension, you’ll manage it in the Scottish Widows app.
Apply for a Ready-Made Pension -
For Group Stakeholder pensions we think this is the right log in for you
This is for pensions that you have through your current job, or with a job you had in the past.
-
For Individual Stakeholder pensions we think this is the right log in for you
This is for a pension you took out yourself, through an adviser or through your bank.
-
For Workplace pensions we think this is the right log in for you
This is for pensions that you have through your current job, or with a job you had in the past.
-
For Personal pensions we think this is the right log in for you
This is for a pension you took out yourself, through an adviser or through your bank.
-
For Retirement Account we think this is the right log in for you
This is for a pension you took out yourself, through an adviser or through your bank which is called Retirement Account.
-
For Workplace savings pensions we think this is the right log in for you
This is a pension you’ve got with your current or former employer. You can manage your pension through your scheme’s pension information site. You’ll find the web address in any letter you’ve received from us or your employer.
-
-
Manage your money online
Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Our digital services
Sign up for our digital services for easy access to your Scottish Widows pension.