Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Exploring investments
If you want to learn a bit more about investing and keep up to date with the latest investment trends, we’re here to help with useful information and thoughts from our experts.
What’s going on in the stock market
What 2026 could mean for your investments
Heather Coulson, our Head of Portfolio Management, takes a look at the year ahead and what key issues could impact your investments. Watch our short film to find out more.
Latest market update
Most pensions and other investments are invested in financial markets like stock markets. So how these markets perform will affect how your investments perform. Keep up to date with what’s happening in world economies and the impact on markets with our review of how shares, bonds and property have fared over the last three months.
What geopolitical unrest can mean for your investments
This article explains how geopolitical events such as wars, elections, trade disputes and international tensions can influence financial markets, often causing short term volatility or temporary ups and downs in investment values.
Our latest thoughts
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Q3 Market update 2025 (PDF, 1MB)
Q2 Market update 2025 (PDF, 2MB)
Q1 Market update 2025 (PDF, 2MB)
Q4 Market update 2024 (PDF, 3MB)
Q3 Market update 2024 (PDF, 3MB)
Q2 Market Update 2024 (PDF, 2MB)
Q1 Market update 2024 (PDF, 2MB)
Q4 Market update 2023 (PDF, 2MB)
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Taking the long view - Stock market volatility in context (PDF, 1MB)
In the wake of some recent stock market volatility, it's important to take the long view when it comes to your pension and investments. We look at how volatility works and what it can mean.
What happened in 2024 to influence stock markets around the globe (PDF, 1MB)
In our review of 2024, we consider the key events and trends that have affected stock markets across the year and what that could mean for pension savers.
What is ESG and how can it affect your pension savings? (PDF, 2MB)
We look at what ESG means for pension savers and how it can affect investments, as well as considering different ways to apply an ESG focus.
Why engaging with companies we invest in can make a difference (PDF, 300KB)
We look at how engaging with companies works in practice and why it’s important for businesses and employees, for people and planet, but also how it can affect company performance and, ultimately, retirement outcomes.
What to think about when you're nearing retirement (PDF, 4MB)
With research showing that many pension savers don’t know how much they’ll need to sustain them in retirement or if they’re on track, we discuss the practicalities you might want to consider as you approach retirement.
Lifestyling: Helping adjust how your pension is invested over time (PDF, 3MB)
Making sure your pension is invested in the right mix of investments to provide you with a sustainable retirement income is really important. Lifestyling can help you achieve that – but what is lifestyling and how does it work? In this article, we take a closer look.
Climate change: Is the world on track to meet it's targets and does it matter? (PDF, 2MB)
Following the UN climate meeting in December 2023, we look at whether the world is on track to meet its climate targets and how climate change could affect investors and economies.
Global trends we believe will impact investments over the next decade (PDF, 500KB)
In this blog, we tell you why we believe conditions influencing investment markets will look quite different over the next 10 years and, potentially, beyond; and what this means for how we invest for our customers.
What could the US election results mean for your pension savings?
Our Investment Expert, Andrew November, considers how political changes can affect pension savings, and why it’s important to take a long-term approach when planning for your retirement.
What could a change in Government mean for your pension savings?
Our Head of Portfolio Management, Andrew November, looks ahead to the second half of 2024 and what changes in the political and economic landscape could mean for your pensions savings. Watch our short film to find out more.
What high inflation means for investing (PDF, 535KB)
After a couple of years of severe price inflation, we examine why there are no signs of it falling back to lower levels and what that means for investments.
What could market conditions in 2024 mean for your pension investments
Our Investments Director, Iain McGowan, considers 2024’s political and economic landscape, and explores what this could mean for your pension savings. Watch our short film to find out more.
What's in the basket? How inflation is measured (PDF, 500KB)
We've been hearing lots about inflation and how it's leading to higher prices. You may also have heard about the official inflation basket. But what is the basket, what's in it, and how is it used to measure inflation?
A weak pound: what causes currencies to fall in value? (PDF, 100KB)
The UK pound has not had a sterling time of it recently. We look at what can cause changes in a currency’s value and what has led to the pound’s weakness in particular.
So, what is net zero and what does it mean for investments? (PDF, 2MB)
There’s lots of talk about net zero so we look at what it actually means and how it can affect investments.
What is stewardship and how can it make a real difference? (PDF, 2MB)
Stewardship is about managing investments to create a range of long-term sustainable benefits. We consider how stewardship can make a difference, for example, by challenging companies to behave more sustainably and responsibly.
Investment markets and conditions can change rapidly, and the performance of your investments will depend on the specific investments held. These views shouldn’t be relied on when making investment decisions.