Dealing with uncertainty
We’re committed to supporting you through times of uncertainty, from the rise in the cost of living, protecting yourself from fraud and understanding the impact of global events on long term savings. Here you’ll find the support and resources to help.
WHAT MARKET CONDITIONS IN 2023 COULD MEAN FOR YOUR PENSION INVESTMENTS
We remain cautiously optimistic about the outlook for stock markets across 2023. Find out what our outlook could mean for your pension savings in our short film.
MANAGING FINANCIAL PRESSURE AND PLANNING FOR THE FUTURE
With many people’s finances under pressure from the rising cost of living our experts share guidance and tips to help you manage uncertainty today whilst saving for your future.
How is the cost of living affecting future finances?
Can I access my pension early to help pay my bills?
Get more expert answers to commonly asked questions in our expert sessions videos.
Independent help and guidance
If you still can’t find the information you need, these free resources can help you take on your finances and plan for the future.
If you need further personalised help an independent financial adviser can provide advice tailored to your circumstances. There is usually a charge for this. Visit Unbiased to find an adviser in your area.
Supporting our most vulnerable customers
We’re here to help and have a variety of online resources to support and guide you:
UNDERSTANDING STOCK MARKET FLUCTUATIONS
It’s normal for the stock market to go up or down over the short term, especially during times of global uncertainty. Here we explain how it works and what it means longer term.
WHAT IS STOCKMARKET VOLATILITY?
Investments Expert Iain explains what stock market volatility is, how it can affect your savings, and why it’s best to view your investments over the long term.
INVESTMENT ESSENTIALS
Supporting you to understand investments and what can impact them. Our webpage is here to help with useful information and views from our experts.
PROTECT YOURSELF AGAINST FRAUD
It’s important to understand how to best protect yourself and your pension from fraud and scams. Find out what to look out for and what you can do.
Protect yourself from pension scams
Pension scams are on the rise. They often start with an unexpected call, text or email. Increasingly, online and social media are also being used to target people. Go to pension scams and read ‘6 signs of a pension scam’ to spot what to look for.
Further resources
Be aware of investment fraud
Times of uncertainty can lead people to look for new investments. Read our advice to ensure you are aware of the signs of investment fraud.