Retirement reports

Keeping track of the nation’s attitudes towards saving for retirement


Since 2005 the Scottish Widows Retirement Report has kept track of the nation’s attitudes towards saving for a pension and its hopes and expectations for the future.

In our 19th annual study we have redefined what it means to save for a comfortable retirement and created a new National Retirement Forecast (NRF) to examine all major aspects of retirement preparations. We've based this on the Pension and Lifetime Savings Association (PLSA)’s retirement living standards to assess the kind of lifestyle that people will be able to afford.

We also take an in depth look at the specific challenges some groups face in saving for retirement - including people living with disabilities, ethnic minorities, the LGBTQ+ community and self-employed workers.


Read the full report (PDF, 6MB)

Read the full press release (PDF, 316KB)

Robert Cochran

Watch our Scottish Widows’ 2023 Retirement Report Webinar

James Tyrrell – Relationship Director
Pete Glancy – Head of Policy
Robert Cochran – Retirement Specialist
Niamh Conway – Retirement Specialist 

Learn more about the findings and trends from our latest Retirement Report, including how retirement lifestyles vary across different demographic groups, in our recent webinar that is now available to watch on demand.

Webinar – 49 minutes



Our team provides a 24 hour service to accredited journalists, who can call us on: +44 (0) 207 356 2374.

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