I’m years from retirement

It’s good to plan for your future. Whether you’re years from retirement, nearing retirement or about to retire, it’s important to have all the information available to make the right decisions.

Watch our Pension Basics films

We all want a secure and comfortable future and planning it doesn’t have to be overwhelming. A great first step is to start with the basics, like ‘what is a pension?’, or ‘how much do you need to start?’

What’s the benefit of saving into my pension when I’m young?

There are a number of benefits to saving into your pension from a young age. The earlier you start saving, the more you’ll have when you come to retire. Find out more in our short film.

What have I got for retirement?

The first step to retirement planning is finding out what you already have. Our film contains some really useful tips to help you do this.

Can I combine my pension pots?

Most of us will have several different jobs over our lifetime meaning we could have a number of different pension pots with different employers. Watch our film to learn more about combining your pensions.

Pension v Lifetime ISA v ISA

There are a number of options available to you when you’re looking to save for your future. Our film helps explain some of the differences between a Pension, a Lifetime ISA and an ISA.

How safe is my pension?

You work hard for your money so it’s important you know it’s protected should your employer go into administration or close down. Watch our film to find out more.

Am I on track, is it enough?

Once you’ve worked out what you’ve already set aside for your retirement, it’s good practice to check you’re making the most of it and whether it’s enough for a comfortable retirement.

What is the Lifetime Allowance?

Would you know what the Lifetime Allowance is? This is the maximum amount that you can take from your pension pots without paying any tax charges. Our film explains the current limits and tax implications.

What is Salary Sacrifice?

Salary sacrifice is where you agree to exchange part of your gross salary, that’s your pay before it’s taxed, for a non-cash benefit. Find out how it could benefit you and your retirement planning.

Why has my pension fund fallen in value?

Your pension is generally a long term investment and over time will tend to rise and fall in value. Find out why in our short film.

What is a pension?

It’s important to start thinking about your pension early – this video explains what pensions are, how they work and when you can access it.

How much money do I need to start a pension?

No matter what you’re earning, its always good to start saving for your retirement. There is no minimum amount you need to save and putting away a little can make a big difference.

What is tax relief?

Tax relief is just one of the benefits of a pension. In this video, we explain how tax relief works and what it could mean for you.

How much should I be saving for retirement each month?

When you start saving for your future it’s important to know how much money you need to save. This video looks at our recommended monthly contribution to help you towards a comfortable retirement.

Should I pay more into my pension?

If you only save the minimum into your pension it could mean less money to enjoy in retirement. Increasing your payments by only a small amount could make a big difference.

Am I making the most of my company pension?

Are you making the most of your company pension? Are your saving habits changing with your circumstances?

What is re-enrolment?

Find out what re-enrolment is, who is eligible and how often it happens.

What happens to my pension if I move abroad?

Your pension is yours no matter where in the world you move too but it can be treated differently. Watch our film to find out more.

What happens to my pension when I’m on parental leave?

If you’re taking time off for a baby or looking after a child your pension might not be top of your list. However it’s worth thinking how time away from work could affect your pension contributions.

I work part time, how does this affect my pension?

If you work part time your pension won’t be treated any differently to someone who works full time doing the same job. Watch our film to find out more.