I’m nearing retirement

It’s good to plan for your future. Whether you’re years from retirement, nearing retirement or about to retire, it’s important to have all the information available to make the right decisions.

Watch our Pension Basics films

When planning for your future, it’s important to take control of your pension pot. From combining your pensions to whether you need a financial adviser, our films can help.

Am I on track, is it enough?

Once you’ve worked out what you’ve already set aside for your retirement, it’s good practice to check you’re making the most of it and whether it’s enough for a comfortable retirement.

What do I need to do next?

It’s great knowing your retirement plans are on track but to ensure they stay that way you should review them regularly. Watch our film for more information.

How safe is my pension?

You work hard for your money so it’s important you know it’s protected should your employer go into administration or close down. Watch our film to find out more.

Can I combine my pension pots?

Most of us will have several different jobs over our lifetime meaning we could have a number of different pension pots with different employers. Watch our film to learn more about combining your pensions.

Automatic Enrolment contributions increase April 2019

To help people save more for the future, the Government is increasing the minimum amount you and your employer jointly save into your workplace pension. Find out how it could affect you.

What is the Lifetime Allowance?

Would you know what the Lifetime Allowance is? This is the maximum amount that you can take from your pension pots without paying any tax charges. Our film explains the current limits and tax implications.

What is Salary Sacrifice?

Salary sacrifice is where you agree to exchange part of your gross salary, that’s your pay before it’s taxed, for a non-cash benefit. Find out how it could benefit you and your retirement planning.

Why has my pension fund fallen in value?

Your pension is generally a long term investment and over time will tend to rise and fall in value. Find out why in our short film.

What is tax relief

Tax relief is just one of the benefits of a pension. In this video, we explain how tax relief works and what it could mean for you.

When can I access the money in my pension pot?

When planning for your future, it’s important to know when you can access the money in your pension pot.

If I carry on working, how does this affect my pension?

Taking your pension doesn’t mean you need to retire. If you want to continue working you can but there are some important things to consider.

Do I need a financial adviser?

Financial Advisers can really help you make the most of your money and a plan for your future. We also look at some of the other options available.

How do I trace a lost pension?

It’s very common to lose track of your pension. This video explains how you can find details of a lost pension.

How can I spot a pension scam?

Unfortunately pension scams are on the rise. Our film helps you understand what they are and how you can spot them.

Should I pay more into my pension?

If you only save the minimum into your pension it could mean less money to enjoy in retirement. Increasing your payments by only a small amount could make a big difference.

Am I making the most of my company pension?

Are you making the most of your company pension? Are your saving habits changing with your circumstances?

What is re-enrolment?

Find out what re-enrolment is, who is eligible and how often it happens

What is the State Pension?

What is the State Pension? How much money will you receive? How often will you receive it and when do you start receiving it? Our Pension Basics film can help.

What happens to my pension if I move abroad?

Your pension is yours no matter where in the world you move too but it can be treated differently.

What happens to my pension during a divorce?

When going through a divorce or dissolution, pension savings can be forgotten about, but by law they need to be taken into account. Watch our film to find out more.

I work part time, how does this affect my pension?

If you work part time your pension won’t be treated any differently to someone who works full time doing the same job. Watch our film to find out more.