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Responsible investment
Shaping a more sustainable future together
Millions of people trust Scottish Widows with their pension savings and investments, and that's a responsibility we take seriously. That's why responsible investment is built into our investment approach. Alongside financial factors, we look at things like environmental impact, how businesses treat people and how they are run. We believe these can influence long term performance, helping us build a fuller picture of potential risks and opportunities when making investment decisions on behalf of our customers.
Why we invest responsibly
The way we invest on behalf of our customers can have an important role to play in building a sustainable future worth living in. This is because the money you’re saving into your pension is likely to be predominantly invested in companies. These companies have an impact on the world around us, so by investing in them, so do we.
Our role
Our role is to deliver good investment outcomes to help our customers build their future financial security. Global challenges facing society today, like climate change, make our role even more important. So we're fully embracing responsible investment practices to allow us to manage risks and returns in a more effective way in the funds we offer to safeguard our customers' long-term savings.
What is ESG?
It’s important to understand how companies behave in relation to the planet and people, and how they manage risks and opportunities related to environmental, social and governance factors – or ESG for short. These factors are used to inform decisions about the companies we invest in.
Our approach
We aim to prioritise investing in companies that are working hard on things like reducing their impact on the environment and improving people's wellbeing. And excluding those that are causing severe harm to the planet or society.
Our insights & research
We produce reports on key topics to help inform our responsible investment approach and carry out research to better understand customers' views and priorities on ESG matters.
Our policies & reporting
Our Stewardship and Exclusions Policies and Voting Guidelines guide how we invest, how we select and engage with fund managers, and how we challenge the managers of companies we invest in to improve the way they operate.
We’re one of the first signatories to the Stewardship Code 2020 and continue to keep our signatory status. The Code sets a high standard for those investing money on behalf of UK savers. Signatories must demonstrate how they’ve acted on their policies and made an impact.