Master Trust
Partners in your future
Scottish Widows Master Trust 2025
The Trustees
As a highly experienced independent Trustee board, we are responsible for governance and oversight of the Scottish Widows Master Trust. We aim to be a trusted partner helping all members achieve their retirement goals, with members' best interests at the heart of our strategic objective.
Listen to the latest podcasts
Scottish Widows podcasts are now available through various platforms such as Spotify or Podbean. Click the links below to go directly to each one.
29th April : Gerald Wellesley
Investment Expert and Accidental Trustee
Investment Lead for the Scottish Widows Master Trust, Gerald Wellesley joins Robert Cochran and Sharon Belligham in this episode. He shares views on VFM reform risks, private markets and liquidity management.
16th April : Joanne Fairburn
Trustee Superpower – Operations Management Activated
In this episode Joanne Fairburn joins Robert Cochran and Sharon Bellingham sharing her experience as a Master Trust Trustee and insights from her extensive pensions career.
Strength & expertise
A partnership of strength and expertise with a continuous focus on financial sustainability and long term investment in innovation, as one of the strongest life and pensions companies in the UK.
Investments
Working in partnership with Scottish Widows, the Trustees are committed to helping members achieve their retirement goals, supported by a robust, well-governed investment approach that fully integrates responsible investment.
Member engagement & service
We have a multi-channel offering, tailored to meet member needs and maximise engagement. Our dedicated service team and digital experience provide robust support to employers and members throughout their journey.
For members
A one stop resource library for members and their employers, including a range of documents and governance reports.
Master trust transfers made simple
In partnership with Pensions UK, discover the essentials for switching master trusts with key steps, expert tips, and practical guidance, all in one easy guide.
Should you require further information
Advisers
Advisers can contact us here or call us on 0345 769 7577.
Employers
Employers can contact us here.
Members
Members can access more information on their pension information website, Scottish Widows app, or by calling us on 0800 085 4993.