
Prepare for the retirement you want
Here are some things you could consider to help you get the retirement you want.
Get ready for retirement

All your pensions in one place
Keeping track of multiple pensions can be difficult. Combining your pensions with Scottish Widows makes it easier to keep track of your contributions, and may reduce your charges, helping you plan for the lifestyle you want in retirement.

Give your pension a boost
Paying more into your pension, when you can afford it, could help you achieve more when you retire.
You can give your pension a boost by paying in a lump sum or increasing your regular contributions.
If you're paying into your workplace pension, speak to your employer to make changes.

Retire Ready checklist
Make sure you're ready for retirement with our simple checklist. From reviewing your pensions to finalising key details, we'll help you feel prepared.
Understand the steps you need to take for a smooth transition into retirement.
Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn’t guaranteed and can go down as well as up. The value of your plan could fall below the amount(s) paid in.