Workplace savings
- Dedicated servicing
  
  Secondary Navigation 'Dedicated servicing' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/eh-servicing
- Employee pension transfers
  
  Secondary Navigation 'Employee pension transfers' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/eh-pension-transfers
- Our investment solutions
  
  Secondary Navigation 'Our investment solutions' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/eh-our-investment-solutions
- Bulk annuities
  
  Secondary Navigation 'Bulk annuities' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/eh-bulk-annuities
- Salary exchange
  
  Secondary Navigation 'Salary exchange' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/salary-exchange
- Working with us
  
  Secondary Navigation 'Working with us' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/eh-work-directly
- Responsible investment
  
  Secondary Navigation 'Responsible investment' links to /content/scottish-widows/en-gb/index/employer/workplace-savings/responsible-investment
Regulation & legislation
Insight
- Women and retirement
  
  Secondary Navigation 'Women and retirement' links to /content/scottish-widows/en-gb/index/employer/insight/eh-insight-women-and-retirement
Webinars
Support
FAQ
- Useful links
  
  Secondary Navigation 'Useful links' links to /content/scottish-widows/en-gb/index/employer/faqs/eh-pension-links

Women and retirement

Useful links

Salary exchange

What is salary exchange?

Salary exchange is an arrangement where employees exchange part of their salary in return for an employer pension contribution. Because the salary is being exchanged rather than paid directly, neither you nor your employees will pay National Insurance Contributions on the amount exchanged.

For employer use only.