We offer a wide range of investment choices for you to select from including ready-made and fully-governed solutions through to highly bespoke options. This means we can support your employees who want a completely managed solution or those who prefer a hands-on approach.
We aim to:
- make it easy for employees to make investment choices
- ensure through our governed strategies that employees investment choice remains equally relevant throughout their lifestages
- review and test our investment risk and reward regularly
- offer expert investment management at value for money
- help your employees prepare for the type of retirement outcome they want
- provide an investment proposition that offers flexibility and choice.
Investment options available
The default option has been designed to support pension freedoms, offering pathways to Flexible Access, Annuity and Cash.
For those employees who prefer greater choice and flexibility we offer a large selection of externally managed funds from a range of leading Fund Managers. Unlike the default option, these funds have no life styling, so employees need to be comfortable about managing their own levels of risk.
If you choose not to offer your employees the default option, some of our product solutions offers the ability to select your own investment solution. This would require you or your adviser assuming responsibility for the ongoing suitability of your chosen default fund and the investment range.
We can also offer white label and blended fund solutions within some of our product solutions.
For more details and information about the investment solutions available, please contact us.
Meeting the needs of your employees
We have created a bank of five investment films for you to share with your employees. They cover the following topics:
- Your Workplace Pension Explained
- Diversification Explained
- Lifestyling Explained
- Pound Cost Averaging Explained
- Assets Explained
For employer use only.