Everyone needs a plan for retirement. If you are considering joining your company's Group Stakeholder Pension plan or are already a member you can find out about the benefits of the plan here. It’s a great way for you to prepare for the retirement you want. When you start paying in, your employer will also start paying in. This site is designed to help you understand your pension and your Retirement Journey.
Read all the literature below to understand more
Unless your retirement is on the horizon, you may struggle to picture exactly what you’ll be doing in 20-40 years time. Our Retirement page can help you think about things that you should do whether you’re years from retirement or retiring soon.
Information on the investment choices available to you can be found here.
Your options are:
Guidance to making your investment choice
Our range of tools can help you throughout your Retirement Journey.
Years from retirement and nearing retirement
Civil Service member helpdesk
03457 556 557
Open 8am to 6pm weekdays
If you’ve decided to combine your pensions, did you know that doing it online could save you time? Simply log in online to transfer your pensions and combine them into one easy-to-manage plan.
Pension transfers require careful consideration as there are a number of things you need to understand before deciding if it’s right for you. We don’t offer financial advice as part of this process and we won’t compare pension charges for you, so you’ll be responsible for making sure that transferring is in your best interest.
After reading the literature within the links on this page, we recommend that you either save or print a copy and keep this safe for future reference. Please contact Scottish Widows on 03457 556 557 for a paper copy of any of the above literature. The literature and materials available here will be reviewed and updated from time to time. You should check back regularly to make sure you are using the most up-to-date version available.
Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn't guaranteed, and can go down as well as up. The value of your plan could fall below the amount(s) paid in.
Scottish Widows is not providing you with advice on this site. If you have any queries as to whether this product is suitable for you, please contact your financial adviser.