Library

SWMT - ABB Plan documents

Here you'll find key documents about what your workplace pension offers and what contributions and charges apply.

Your investment choices and charges (PDF, 200KB)

For the latest Scottish Widows Master Trust governance documents, please visit our Members page. This includes the Chair’s Statement, Statement of Investment Principles, Implementation Statement, Taskforce for Climate-related Financial Disclosures Report and representative illustrative examples for the costs and charges and investment performance of your employer’s section of the Master Trust which is N40466.

Investment information

Learn more about investments and find information on your investment options.

Introduction to investing (PDF, 1MB)

Scottish Widows Lifetime Investment (PDF, 600KB)

Scottish Widows Islamic Aware pension investments range (PDF, 900KB)

Core fund guide (PDF, 800KB)

Investment options guide (PDF, 1MB)

Pension Investment Approaches (PDF, 900KB)

Pension Investment Approaches enhancements

Investment options guide (PDF, 1MB) - Please refer to this guide if you joined the scheme before 1st October 2026.

Taking your pension

As you approach retirement, there’s a lot to think about. Here, you’ll find a series of guides which will help you decide how you’d like to take your pension, when the time comes.

Helping you prepare for retirement (PDF, 400KB)

Things to think about at retirement (PDF, 1MB)

MoneyHelper guide – How to take your pension (PDF, 700KB)

Hub Financial Solutions - Annuity Service (PDF, 100KB)

Your guide to flexible income (PDF, 300KB)

Your retirement investment options (PDF, 900KB)

Taking benefits from your pension guide (PDF, 1MB)

Other information

Here, you’ll find a range of other important documents.

Data privacy notice (PDF, 3MB)

Transfer in form (PDF, 500KB)

Internal Disputes Resolution Procedure (PDF, 200KB)