Your Scottish Widows pension
SWMT - ABB Plan

TAP ONTO YOUR PENSION
The Scottish Widows App is available for download now. It allows you to see how much is in your pension and your recent payments, so you know if you’re on track. And it’s so easy to use. All you need to register is your National Insurance number and your pension number. If you don’t have your pension number, you can use your postcode.

Welcome to your pension
An introduction to your new Scottish Widows Master Trust pension
Watch this short film where Craig Prendergast, Human Resources at ABB, explains more about the move to the Scottish Widows Master Trust and what the changes mean for you and your pension.
We’ve also recorded an Introduction to the Scottish Widows Master Trust presentation, which you can watch here. During the presentation, you’ll hear what your new pension offers you and how this could help you save for the future.
To help you get set up online, view and manage your retirement savings, we have also created this handy new joiner guide (PDF, 3MB).
Your investment choices
You will automatically be invested in the Scottish Widows Master Trust default investment option which is one of our Pension Investment Approaches (PIAs), Adventurous - Targeting Flexible Access.
Visit the documents section for more information on the default investment option alongside the alternative investment options available to you.
We've Made It Easier To Nominate Your Beneficiaries
In the event of your death, the funds in your pension plan are payable to your beneficiaries. You can find more information in the Death Benefits Factsheet (PDF, 222KB) and by watching our What happens to money left in my pension pot when I die film.
To make sure that the money goes to those you choose, please complete a nomination and keep this up to date. It only takes a few minutes, just log in and go to your 'Personal Details' page.
All your important documents in one place
Everything you need to know about your pension. Read about its features and our investment guides. You'll also find details about how you can take your pension when the time comes.

What might your retirement look like?
As you start thinking about retirement, it’s time to look at your pensions and savings. Will you have enough for the future?

TAKE CONTROL OF YOUR FINANCES AND BE MONEY WELL
Financial wellbeing has never been more important. With many people’s finances under pressure from the rise in the cost of living, we’re committed to supporting you during these challenging times, and to help you take control of your finances. When we are on top of our money, we feel better.
Our Be Money Well site can help you manage your financial commitments and plan for the future you want.
The site also has a dedicated section to develop your digital skills and help you manage your finances online.
RETIREMENT REPORTS
Take a look at our reports for the latest retirement insights

RETIREMENT REPORT 2023
In this report we have redefined what it means to save for a comfortable retirement, and what steps need to be taken to do so. We also look at the specific challenges some groups face.

WOMEN & RETIREMENT 2022
In what has been an unprecedented year for all of us, we look at how women feel about their future retirement prospects and we examine the progress that has been made in the last 17 years of our Women and Retirement reports.

HELPING BRITAIN SAVE
In Britain we're not saving enough to protect our financial futures. In this report, we set out a series of potential policy changes, which, if implemented as a package, could make a significant difference.