Your workplace savings
P&O Princess Cruises Pension Scheme
Your retirement journey
The experts at the Pensions and Lifetime Savings Association have published a set of retirement living standard to help you picture your retirement and what it might cost. They are pitched at three levels, (minimum, moderate and comfortable) based on a basket of goods and services, from food and drink to holidays.
Retirement basics
Retirement calculator
Our retirement calculator can help you find out what your income and lifestyle could be in retirement.
Having the value of any pensions, savings and investments you have will help you get the most out of the calculator.
Please check the specific options within your plan by calling our Retirements team. Some of these options may need you to be no longer employed, or to transfer out of the plan to access.
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Expression of wish form (PDF, 100KB) This form allows you to nominate who you wish your pension benefits to go to upon your death. Transaction Costs (PDF, 100KB) A breakdown of transaction costs and charges for the funds available within the scheme. Illustrative Examples (PDF, 200KB) Illustrative examples for the costs and charges applicable to the Scheme using a set of assumptions representative of the membership and funds available. P&O Princess Cruises DC benefits (PDF, 300KB) This document provides information on the Defined Contributions benefits for the P&O Princess Cruises Pension Scheme. Costs and Charges Information (PDF, 2MB) This contains information relating to the costs and charges applicable to the scheme in the form of the Chair’s Statement, illustrative examples and transaction costs data. Please note that this information will be published once available. Internal Dispute Resolution Procedure (PDF, 200KB) This document summaries the procedure which you should follow if you wish to make a complaint. We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
| Your guide to retirement savings (PDF, 500KB) | This guide should answer most of the questions you might have about your plan. |
| Guidance on your fund choices (PDF, 5MB) | This booklet gives information about the fund choices available for AVCs. |
| Pension Tax (PDF, 1MB) | This guide gives information on how your plan is affected by current tax legislation. |
| Introduction to investing (PDF, 1MB) | This booklet explains the different types of investment choices available to you and how they work. |
| Statement of investment principles (PDF, 200KB) | This document sets out the policy of the Trustees of the P&O Princess Cruises Pension Scheme. |
We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.