Welcome to your Workplace Pension
London Borough of Hammersmith and Fulham AVC Scheme
Important things to do
Planning for your future
State Pension film
Watch our film on the State Pension to find out more.
Film running time under 5 mins.
Tools & calculators
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First we’ll guess your age. Then we'll show you what people the same age have saved in their pension. Having something to compare yourself to is a great first step in checking whether your pension is on track.
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Use the calculator Opens third party site in a new tabOur retirement calculator can help you find out what your income and lifestyle could be in retirement.
Having the value of any pensions, savings and investments you have will help you get the most out of the calculator.
Library & resources
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Below you will find information about your investment options and charges. You can make changes to where your pension savings are invested through the Scottish Widows app or by logging into your secure portal.
London Borough of Hammersmith and Fulham AVC Scheme information
Investments library and resources Explore information on the alternative investment options available to you, past performance, their charges and their fund factsheets.
Fund guide (PDF, 1MB)
This guide provides information on the different fund choices that are available to you.
The following provides more information about how your pension savings are invested:Investment choices and charges Introduction to investing (PDF, 3MB)
In this detailed guide you'll find information on how investing works, what a default investment option and lifestyling strategy is, as well as the different types of assets you can invest in and their risks.
We may have provided links to documents and other information supplied by third parties (which may include your employer or their advisers). They are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
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Taking your benefits library and resources Helping You Prepare for Your Retirement (PDF, 200KB)
This detailed guide explains the options available to you when you want to start taking your benefits and the key things to consider before you do.
This detailed guide from MoneyHelper also explains your retirement options, as well as the free retirement service that may be available to you through Pension Wise.
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Useful information library and resources Pension tax (PDF, 3MB)
In this detailed guide, you'll find information on how current tax legislation affects how you save for retirement. There's information on the tax implications on your pension savings, including how tax relief works.
Transaction costs (PDF, 100KB)
A breakdown of transaction costs and charges for the funds available within the scheme.
Illustrative examples (PDF, 100KB)
Illustrative examples for the costs and charges applicable to the Scheme using a set of assumptions representative of the membership and funds available.
We may have provided links to documents and other information supplied by third parties (which may include your employer or their advisers). They are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
Contact us
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When you speak to us, we’ll ask you for your plan number. This helps us to make sure you’re speaking to the right team. If you don’t have your plan number, we can still help you.
We will then ask you some security questions, so we can check who you are.
We want you to get the best service, so we may record your call for training purposes.
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