Our app allows you to keep track of your pension value, contributions and investments. You can also nominate beneficiaries, consolidate other pensions, switch investments and access financial wellbeing support.
All you need to register is your National Insurance number and your pension number. If you don’t have your pension number, you can use your postcode.
Consider combining your pensions and trace old pensions
People can build up multiple pension pots over their working life and often lose track of where all their pension savings are held. The Government’s pension tracing service can help you tack down previous pensions. It might help give your pension savings a boost.
It’s worth considering if combining your pensions is right for you, as it could make your retirement savings easier to manage. You can combine your pension savings through the Scottish Widows App.
When you start the transfer process, we'll ask you to provide some personal details. You can read about how the trustees manage this information in Data privacy notice (PDF, 3MB).
You can also nominate a beneficiary through your account and on the Scottish Widows App. This will tell us who you’d like your pension savings to go to should you die. It’s important to keep these details up to date, as we know your plans can change. Read our A Guide to Pension Tax (PDF, 3MB) to find out more about the tax implications on your pension savings when you die.
The experts at the pensions and Lifetime Savings Association have published a set of retirement living standards. This can help you picture your retirement and what it might cost. They pitch them at three levels (minimum, moderate and comfortable) based on a basket of goods and services, from food and drink to holidays.
Whether you’re close to retirement or it’s still a long way off, you need to plan for the kind of lifestyle you want when you retire. There are various ways you can select how to use your pension benefits to help you achieve this.