Your Scottish Widows pension

Diageo Pension Plan

Partners in your future

Important changes we’re making to the investments in your pension

Important changes we’re making to the investments in your pension

The Trustees of your pension have introduced a new default investment solution, and together with Scottish Widows are making changes to the Pension Investment Approaches (PIAs). For the latest information on the changes, please visit our member page. 


Welcome to your pension
 

Cheryl Black

A guide to being a member of Scottish Widows Master Trust


To help you understand more about your pension and how your Trustees are helping to look after your retirement savings, hear from one of your Scottish Widows Trustees, Cheryl Black in this short film on understanding your pension.

Find out how we can help if you need additional support

  • Watch our short video on member support to learn about the resources and support available and how to access them. You’ll discover how we are committed to helping you navigate challenges to ensure you have the support you need, while you’re saving for retirement with us. 
  • Read our helping you while you save guide (PDF, 1MB) to find more support and resources to meet your needs.

RetireWell Webinar Series

RetireWell Webinar Series

Join the Scottish Widows pension experts for a programme of live webinars and get the chance to ask them anything about your workplace pension.

View calendar (PDF, 1MB) opens in a new tab


Keep track of your pension online
 

The Scottish Widows app

The Scottish Widows app allows you to keep track of your pension value, contributions and investments. You can also nominate beneficiaries, consolidate other pensions, and switch investments.

All you need to register is your National Insurance number and your pension number. If you don’t have your pension number, you can use your postcode. Scottish Widows may make other products and services available. These are not linked to your Scottish Widows Master Trust pension or arranged by the Trustees.

Download app Download app

Consider combining your pensions and trace old pensions

Lots of us have pensions from different jobs and it's easy to lose track of where they all are. Track down pensions you might have lost for free - just download the Scottish Widows app to get started.  

This service is introduced by Scottish Widows Ltd and is provided by The Pension Lab (a trading name of Money Labs Ltd). 

A government tracing service is also available.  

You could even combine your pensions using the Scottish Widows app too, if it’s right for you. If you start the transfer process, we’ll ask you to provide some personal details. You can read about how the trustees manage this information in the Data privacy notice (PDF, 200KB). 

Alternatively, you can use the Scottish Widows pension transfers page.

Your account is ready for you

You can log in to your account to keep track of and manage your pension. This will let you see how much you’ve got saved, manage your investments and keep your personal details up to date. ​

We've sent you log in details as part of your welcome pack. Need help to log in? (PDF, 52KB)

You can also nominate a beneficiary through your account and on the Scottish Widows App. This will tell us who you’d like your pension savings to go to should you die. It’s important to keep these details up to date, as we know your plans can change. Read our A Guide to Pension Tax (PDF, 3MB) to find out more about the tax implications on your pension savings when you die. 

Log in to your account


Planning for your future
 

Retirement living standards

The experts at Pensions UK have published a set of retirement living standards. This can help you picture your retirement and what it might cost. They pitch them at three levels (minimum, moderate and comfortable) based on a basket of goods and services, from food and drink to holidays.

Helping you prepare for retirement

Whether you’re close to retirement or it’s still a long way off, you need to plan for the kind of lifestyle you want when you retire. There are various ways you can select how to use your pension benefits to help you achieve this.

Pension planning

Planning tools

Taking your pension

As you approach retirement, there’s a lot to think about. In our library, you’ll find a series of guides which will help you decide how you’d like to take your pension.

Read our pension guides

Read our Taking benefits from your pension guide (PDF, 1MB), which details your retirement options and the step-by-step process to start your retirement journey.

Take contol of your finances and be money well

Take contol of your finances and be money well

The rising cost of living is putting finances under pressure. Scottish Widows Be Money Well site has lessons and tools to help you learn how to take control of your finances.

Be Money Well

Government's Mid-Life MOT Resources

Government's Mid-Life MOT Resources

Visit the government’s Midlife MOT website for trusted services, tools and charity resources to help you think about work, health and money with future planning in mind.

Mid-life MOT Opens third party site in a new tab


Your questions answered
 

  • What is a workplace pension?

    How does a workplace pension work?

    Watch our short film to find out more about your workplace pension.

    Film running time 2 mins.

  • What is a state pension?

    What is a state pension?

    Visit the Government’s website to see what your state pension forecast is.

    Our Retirement Expert Susan explains what the state pension is and how to claim this.

    Film running time 2.5 mins.

  • How can I spot a pension scam?

    How can I spot a pension scam?

    Scams can take many forms, especially for those recently retired or approaching retirement. There's no need for alarm - if you learn the basics of how to identify them, it'll get easier to avoid them.

    There are things you can look out for to help you spot a scam, and ways you can protect yourself.

    Film running time 1.5 mins.


Contact us
 

What you need to hand

When you speak to us, we’ll ask you for your policy number. This helps us to make sure you’re speaking to the right team. If you don’t have your policy number, we can still help you.

We will then ask you some security questions, so we can check who you are.

We want you to get the best service, so we may record your call for training purposes.

Telephone
0800 085 4993 (Monday to Friday, 8am to 6pm)


Email
workplacesavings@scottishwidows.co.uk

 

Post
Scottish Widows
Workplace Savings
SWINDON
SN80 1AA