YOUR WORKPLACE SAVINGS
IMI Plc
YOUR RETIREMENT JOURNEY
Where are you on your retirement journey? We’ve helped people plan their financial futures for more than 200 years. Let us help you.
RETIREMENT BASICS
Tools to help plan your future
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Introduction to investing (PDF, 1MB) This booklet explains the different types of investment choices available to you and how they work. Investment choices (PDF, 600KB) This leaflet lists the pension fund choices that are available to you and the total annual fund charge for each fund. Guidance on your fund choices (PDF, 6MB) This booklet provides information on the different fund choices that are available to you. Statement of investment principles (PDF, 10MB) This contains information in relation to the statement of investment principles (SIP) provided by the scheme trustees. Flexible income (drawdown) fund range (PDF, 200KB) This document list the funds and their objectives available should you select Flexible Income (Drawdown). SW Mercer Cautious Retirement (PDF, 200KB) Changes in the fund aim for the SW Mercer Cautious retirement fund. Costs and Charges Information This contains information relating to the costs and charges applicable to the scheme in the form of the Chair’s Statement, illustrative examples and transaction costs data. Please note that this information will be published once available. We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
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Helping You Prepare for Your Retirement (PDF, 1MB) This guide gives details of the options available to you when you want to start taking your benefits.
MoneyHelper guide - Your pension: your choices (PDF, 2MB) This guide, from the independent MoneyHelper, is also designed to give details on the options available to you when you start to think about taking your benefits. Things to Think at Retirement (PDF, 92KB) This leaflet provides information on the things to consider prior to taking your pension. Your guide to flexible income (PDF, 306KB) This guide explains the ways in which you can access your pension using the flexible income option. Flexible income fund range (PDF, 90KB) This guide is designed to give you an understanding of the funds you can invest in if you wish to take a flexible income. We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
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Internal resolution process (PDF, 400KB) Information that sets out the formal procedure if you have a complaint. Fair processing notice (PDF, 100KB) This notice provides information on how the Trustees use your data.
The Chair’s annual governance statement (PDF, 5MB) The statement shows how the Trustees have met the statutory governance standards. Transaction costs (PDF, 100KB) A breakdown of transaction costs and charges for the funds available within the scheme. Illustrative examples (PDF, 300KB) A breakdown of transaction costs and charges for the funds available within the scheme. Implementation statement (PDF, 700KB) Outlining how and to what extent trustee investment action over the course of the previous year follows the investment intent, as set out in the scheme’s Statement of Investment Principles (SIP). Transfer guide (PDF, 1MB) This guide describes the potential benefits of transferring existing benefits to your Retirement Account and highlights some of the things to consider. Internal dispute resolution procedure first stage application form (PDF, 100KB) First stage application form for those wishing to make a complaint. MMT Annual Infographic (PDF, 400KB) The Annual Infographic provides highlights from the Chair's Statement including how the Mercer Master Trust has been governed over the year, as well as other activity that has taken place. Trustee Chair statement bulletin 2023 (PDF, 2MB) An update from the Trustees of the Mercer Master Trust which will provide you with a brief overview of the year to 31 March 2023. We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
Member guide (PDF, 700KB) | This guide should answer most of the questions you might have about your plan. |
Pension tax (PDF, 3MB) | This guide gives information on how your plan is affected by current tax legislation. |
Joining form (PDF, 108KB) | If you wish to join the IMI pension scheme please complete this form and return it to your local HR contact. |
We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.