Here, you’ll find all your important documents in one place. This means you can easily find out about your pension and the options you have.

Your key documents

Find out about your pension’s key features. This will help you to know what it offers you and what you might expect to get when you retire.

Member guide (PDF, 3MB)

Contribution guide (PDF, 460KB)

A guide to pension tax (PDF, 3MB)

Investment information and charges

For the latest Scottish Widows Master Trust governance documents including the Chair’s Statement, Statement of Investment Principles, Implementation Statement, Taskforce for Climate-related Financial Disclosures Report and representative illustrative examples for the costs and charges and investment performance of your employer’s section of the Master Trust which is N40466, please visit our Members page.

Taking your pension

As you approach retirement, there’s a lot to think about. Here, you’ll find a series of guides which will help you decide how you’d like to take your pension, when the time comes.

Other information

Here, you’ll find a range of other important documents.