Why Retirement Account?

Transferring pension pots makes it easier for you to plan for your retirement. And you can set one up online or over the phone.

It could save you money

If you’re transferring old plans into our Retirement Account, the more you have in it, the lower your charges could be.

When it comes to charges, we believe we are very competitively priced. Compare our Retirement Account charges with your other pension plans to see if we're right.

It keeps things simple

Retirement Account is a plan for life. It gives you the freedom to tranfer your previous pensions, make regular payments, invest in a way that suits you and take it when you retire.

You don’t have to trawl through hundreds of funds and decide which ones to invest in – just choose how you feel about investing your money and how you want to take it when you retire. Then our experts manage your pension pot and we gradually move it into lower risk investments as you get closer to retirement.

When you retire, you can take your pension in a number of ways – you don’t have to switch to another pension provider. Whether you want to take a flexible income, a guaranteed income for life or the whole pot in cash, we can help you choose.

It makes life easier

One pension saves you the hassle and paperwork of managing many different plans. You have one central contact and one place to see how your retirement planning is going. So, if it’s right for you, transfer all those pensions you’ve accumulated over your working life into Retirement Account.

We give you support for every step

Our Retirement Hub is designed to demystify pensions, to help you understand how they work and to support you along the way.

We’ve done our best to make everything online easy to follow. But we also know that there are things about pensions you might not understand. That’s why we have experts who can explain what you need to do and what decisions you need to make. This service is free, but we can’t offer you financial advice or recommendations.

It’s part of an expert, award-winning service

We’ve been taking care of customers and their pensions for over 200 years. They invest more than £10bn in over 100,000 Retirement Accounts. We also have a string of industry awards, including:

  • Company of the Year – Financial Adviser Service Awards 2017
  • Benefit Communications Innovation of the Year – WSB Awards 2017

But, of course, what matters most to us is you.

It's protected

Unlike some other pensions, 100% of the value of your Retirement Account pension pot is protected by the Financial Services Compensation Scheme (FSCS).

Choose how to invest your money

We’ll show you what to consider.

START YOUR APPLICATION

If you’re transferring £10,000 or more and know how to invest your pension pot, then you’re ready. Have to hand the details of the pensions you want to transfer.