First, let’s check that you’re ready to combine your pensions.
If you have a pension with us already, it’s easy to transfer your other pensions into your chosen plan.
If you don’t have an existing pension with us, you can set up and transfer into a Scottish Widows Retirement Account.
If you’re not sure if you have a pension with us, we’re here to help. Call us on 0345 608 0380 from Monday–Friday 9am–6pm.
We want to make sure you’re eligible to transfer your pensions to us and have all the information you need to make an informed decision. So, before you continue, please check that you agree with the information below, as some of this will form part of your contract with us.
I know the policy number of the Scottish Widows plan I want to transfer into and my National Insurance number. And, for each pension I want to transfer, I have the:
Also known as a ‘group personal pension’, ‘group stakeholder pension’ or ‘occupational pension’. A workplace pension is a plan that’s set up by a current or past employer, which normally both you and your employer pay into.
This is a type of personal pension which allows you to save for your retirement, take money from your pension, or both. To confirm if you have a Retirement Account, check your statement.
This is a type of individual plan which you’ve set up in the past. Normally, only you contribute to this pension.