People move jobs a lot these days. So that could potentially mean ending up with lots of different pension plans and with lots of plans in various places you run a much higher risk of losing track of them. Could combining your pots make life simpler?

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If you only do one thing today

Tracking down past pensions might help give your finances a boost. It's worth considering if combining your pensions is right for you as it could make your retirement savings easier to manage. There are a few things to consider before you do though, so make sure you read through these considerations before you start the process.

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House moves. Career moves. Busy family lives. It’s easy to lose track of your pension pots. Finding a lost pension is easier than you think, get started using the links below.

Should you combine your pension pots?

If you have various pension pots with different providers, you might want to consider combining your pension pots into one place. This could make it easier for you to manage your pension pot and keep an eye on how it's performing. Pension transfers require careful consideration as there are a number of things you need to understand before deciding if it’s right for you. You need to be careful that you don’t lose any guarantees or features, and you should also compare the charges and funds. We don’t offer financial advice as part of this process and we won’t compare pension charges for you, so you’ll be responsible for making sure that transferring is in your best interest.

More information on combining pots


Can I reduce my pension payments?

Can I combine my pensions?

What happens to my pension if I get a new job?

Your questions answered

Your questions answered

We've gathered together the most commonly asked pension questions when it comes to managing what you've got saved for your retirement.

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Manage what you've got

Manage what you've got

Watch our film to hear the top tips from our pension experts when it comes to managing what you’ve got for your retirement.

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