What you’ve saved into your pension is yours for the future, so you’ll want to keep it safe, and pass on anything that's left to loved ones. It won't take you long to make sure your personal details and the names of your beneficiaries are up-to-date. Also by managing your wider financial wellbeing, and staying vigilant to rising pension scams, you can keep in control of your pension savings.

Be Money Well

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If you only do one thing today

We know financial wellbeing goes beyond just pensions, and so our Be Money Well website brings you financial support at each of life's key money moments. We've gathered lots of essential information from across Scottish Widows and independent experts to help you better manage your financial future. From spending and budgeting to financial wellbeing tools, we've got lots of tips and tools to help you take an active approach to your financial wellbeing.

Explore Be Money Well

Should I continue paying my pension during uncertainty?

If you're concerned about saving into your pension through times of uncertainty our Pension Expert Robert is here to help.

Watch video

How can I spot a pension scam?

How can I spot a pension scam?

Unfortunately scammers use situations like the Covid-19 pandemic or the Cost of Living crisis to take advantage of people and undertake fraudulent activity. Watch our Pension Expert Andre explain the warning signs of a pension scam in our film.

Protect yourself from pension scams

Unfortunately pension scams are on the increase in the UK and are a threat to your retirement savings. Fraudsters may use times of uncertainty to trick people into a scam. There are a few simple signs that will help you to spot a scam and avoid being ripped off. Read our 6 signs of a pension scam to see what to look out for.

Read the 6 signs


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It's easy to keep up to date with your Scottish Widows pension using your online services. Log in at any time to see:

  • how your pension pot is performing
  • transfer in other pensions you have
  • increase or decrease your contributions
  • update your personal details
  • manage your beneficiaries.

Register        Log in

Your questions answered

Your questions answered

Your questions answered

We've gathered together the most commonly asked questions when it comes to taking control of your pension savings and wider finances.

Download now (PDF, 247KB) Opens in a new tab

Take control of what's yours

Take control of what's yours

Watch our film to hear the top tips from our pension experts when it comes to taking control of what you’ve got saved for your retirement.

Watch now

Take control of your pension checklist

We're committed to supporting you through times of uncertainty, from the pressure on finances due to the rise in the cost of living, to protecting yourself from fraud and pension scams. Our three-step checklist reminds you about the simple steps you can take to help get on top of your retirement savings - check you're on track; manage what you've got; and take control of what's yours.
Check you're on Track (PDF, 781KB)

If you are enrolled in a section of the Scottish Widows Master Trust, please use the version below of our three-step checklist.
Scottish Widows Master Trust (PDF, 782KB)