Everyone needs a plan for retirement. If you are considering joining your company's Group Personal Pension plan using Salary Exchange or are already a member you can find out about the benefits of the plan here. It’s a great way for you to prepare for the retirement you want. When you start paying in, your employer will also start paying in. This site is designed to help you understand your pension and your Retirement Journey.
Read all the literature below to understand more
Unless your retirement is on the horizon, you may struggle to picture exactly what you’ll be doing in 20-40 years time. Our Retirement page can help you think about things that you should do whether you’re years from retirement or retiring soon.
Information on the investment choices available to you can be found here. Once your pension investment option has been selected, you have the option to change your investment choice after the first contribution has been made.
Your options are:
Guidance to making your investment choice
Once you have read the Key Features along with the Important Notes For Application simply complete the joining form supplied by your employer and return to the ES Benefits Team, Mitie, 2 Harlequin Office Park, Fieldfare, Emersons Green, Bristol, BS16 7FN no later than three months from your date of joining Mitie. Details of the terms and conditions of the plan can be found in the Policy Provisions.
Our range of tools can help you throughout your Retirement Journey.
Years from retirement and nearing retirement
If you need any help call
0345 300 2443
or email email@example.com
These days most people have had a number of different jobs and collected a few different retirement savings pots. With Scottish Widows you can bring all of them together to make it easier to plan for your retirement, you may even be able to reduce your annual management charges and improve the range of investment choices available to you.
We can provide a pension transfer service for most transfer scenarios. See our transfer process for more information about this service and for some things to consider before deciding to transfer.
After reading the literature within the links on this page, we recommend that you either save or print a copy and keep this safe for future reference. Please contact Scottish Widows on 03457 556 557 for a paper copy of any of the above literature. The literature and materials available here will be reviewed and updated from time to time. You should check back regularly to make sure you are using the most up-to-date version available.
Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn't guaranteed, and can go down as well as up. The value of your plan could fall below the amount(s) paid in.
Scottish Widows is not providing you with advice on this site. If you have any queries as to whether this product is suitable for you, please contact your financial adviser.