How to apply

When you’re ready to apply for critical illness with life cover.

Important information

The policy has no cash-in value at any time.

If you don’t pay your premiums on time your cover will stop, your benefit will end and you’ll get nothing back.

The policy will end if we pay out the benefit amount but if the benefit amount has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back.

If the benefit is to cover a repayment mortgage, we will decrease the benefit amount each month assuming a fixed rate of interest of 10% a year. There may be insufficient funds to repay the loan if the interest rate on the mortgage exceeds 10% or the loan is increased or extended.

Existing Customers

Already have a life insurance product with us?

Got a question?

If you need to ask us a question about life insurance, then get in touch. There are lots of ways to contact us.

Contact us

Get a quick quote

Find out how much it could cost to protect you and your family.

Get a quote

Make a claim

Find out how our claims process works.

Go to claims