Investment Bond

The Investment Bond is a lump sum investment providing an element of life cover and the potential for capital growth, whilst still allowing you to make withdrawals from your investment. There’s no set investment period for the bond. It's been designed as a medium to long-term investment (at least 5-10 years), though you can keep it for as long as you want.

Features and benefits

  • Set up regular income payments
  • Choose from a wide variety of investment funds
  • Switch funds – currently free of charge
  • Life cover of up to 101% of the value of the bond (increased to 110% in cases of accidental death)
  • Extensive range of trusts for inheritance tax planning

Eligibility

  • Minimum investment of £10,000
  • Minimum age of 18 for plan holder
  • You need to be a UK resident, including corporations and trustees

Important information

The value of your investment and any income from it is not guaranteed and can go down as well as up. You may not get back the original amount you invested.