Financial Foundations tool

Are your finances in good shape? Our tool can help you get an idea of how well you’re setting up your finances for your future.

The Scottish Widow

How does the tool work?

Tell us about your finances

Tell us about your finances

We'll ask up to 23 questions about your income, expenditure, debt, savings, retirement savings, investments and how they may have changed.

How it works

How it works

The tool converts your answers into an overall score out of 100 based on key areas of spending, saving, borrowing, and protection.

Explore your future

Explore your future

You'll have access to your results, tips and guidance straight away. You can download them or print a copy to review any time.

How to answer the questions

  • It's important that your answers to the questions are specific to only your finances.  So don't include the financial information of your partner or any other adults in the house. 
  • Where we ask about mortgage payments, rent or bills, if these are paid at a household level then put in the details of your own contribution to this.
  • By giving yourself plenty of time to answer the questions, you can make the most of your score outputs and guidance.
  • For more information around the science and thinking behind the creation of the Financial Foundations Tool please click here (PDF, 4MB).   

Ready to get started?

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