Interactive online underwriting for instant decisions and fair client outcomes.
- Tailored underwriting questions; we only ask the necessary and relevant questions
- Financial underwriting included
- Underwriting decisions clearly set out
- Options for rated applications to help prevent 'no go' scenarios
The aim of our online underwriting is to provide your clients with instant decisions and access to immediate cover. Once you've submitted your client's underwriting responses, we'll provide you with the relevant underwriting decision.
In instances where we have to exclude some critical illnesses, there can be an associated reduction in the cost of cover as a result.
Additional information required
Should we have to ask for evidence, an individual case owner will be assigned and we'll only ever ask for the information we need in order to make a decision. When a decision can be made, we'll get in touch with you by phone or email to confirm this. You can then retrieve the application online and proceed as you and your client have decided to.
You and your client have up to 90 days from the date terms are offered to decide how to proceed. So should you and your client need to review the situation before deciding how best to proceed, you'll both have the time to do this without being pressured to make a quick decision.
Use our Proposal Tracking service to monitor the progress of any applications that we're taking care of for you, for example if we've had to contact your client's GP for supplementary medical information. You'll be able to see details of application histories and also see when a case is ready to proceed.
Complete protection application and go on risk.