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Classic, Classic Plus, Premium, Nuvos and Alpha Pension Schemes

As a member of one of the Civil Service Pension Schemes you have access to a package of pension and family benefits. However, the Scheme may not provide you with as much pension as you would like on retirement, and you may want to think of topping up your pension contribution.

Topping up your pension through the Civil Service Additional Voluntary Contribution (AVC) Scheme aims to provide you with:

  • A sum of money in a tax-efficient way, to help support you financially in retirement, in addition to that provided by your employer’s pension scheme.
  • increased benefits for your dependants, if you die before you take your benefits.
  • the flexibility to vary the level of your AVC payments into the Scheme and allows you to stop and start your payments, currently all without penalty.

If you require any further information please call 03457 556 557 open 9am-5pm Monday to Friday. Full terms and conditions are available on request from Scottish Widows.

If you have any doubt as to whether the Civil Service AVC Scheme available through Scottish Widows is suitable for you, please contact your financial adviser.