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Cash ISA

Cash ISA Account Interest Rates

This product is no longer available to new business. For account information please call our customer service team on 0345 845 0829.

Current Interest Rates

Effective from 18 November 2016
Balances AER/tax free (variable)
£50,000 and over 0.35%
£25,000 to £49,999 0.30%
£100 to £24,999 0.25%

Previous Interest Rates

For previous interest rate information for your account please contact our customer service team on 0345 845 0829.

Interest Payment Periods

Interest is paid six monthly on 1 April and 1 October.


On the interest rate table you may see some terms you are unfamiliar with. These are:

Tax Free — This is the contractual rate of interest payable where interest is exempt from income tax.

AER — Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. (As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time).

The AER advertised is based on interest paid gross and capitalised to the account once a year - please note that the actual interest rate on your account will be lower as you have interest applied more frequently, but when compounded this will equal the AER.