If you are considering joining the Local Authority AVC Scheme or are already a member you can find out more about the benefits of the Scheme on this page and in the downloadable literature.
Scottish Widows is working with your employer to provide this AVC Scheme to help you get the most out of planning and saving for retirement.
How do I find out more?
The Employee Booklet (pdf)
will answer most of your questions and tell you about the benefits of joining, and should be read in conjunction with the Key Features (pdf) and Example Illustrations (pdf).
Investment Choices
Information on the investment choices available to you can be found in the documents and links below.
Employee Booklet (pdf )
Fund Charges Sheet (pdf)
Your Guide to With Profits (pdf)
Access the latest fund prices and fact sheets.
How do I Join?
Once you have read the Key Features (pdf) along with Important Notes for Applications (pdf) and Key facts about our services and costs (pdf) simply complete the Application Form (pdf ) and return it to your employer.
Access your pension plan online
Once you have joined, we make it quick and simple to keep track of your pension using our online member services. This gives you access to a range of online services such as viewing your current and historic plan values and payment details. For more information on using our online member services download the Guide to Online Services (pdf)
Please contact Scottish Widows on the number above if you need a paper copy of any of the literature detailed.
The literature and materials available here will be reviewed and updated from time to time. You should check back regularly to make sure you are using the most up-to-date version.
The level of income you receive from your pension plan will depend upon a number of factors including the value of the plan when you decide to take your pension, which isn't guaranteed and can go down as well as up.
Scottish Widows is not providing you with advice on this site. If you have any questions, or if you're not sure whether this product is suitable for you, please speak to the adviser for this company pension or your own financial adviser.
To view or print PDFs you will need Adobe Acrobat Reader installed on your PC.
0845 769 7316
9am - 8pm weekdays
9am - 1pm Saturday
Unsure how much to save into your pension?
Try our simple Pension Planner to see how much you could get when you retire.
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