About techtalk
techtalk is the online magazine from Scottish Widows which provides technically relevant, up-to-date information for financial advisers within a range of key industry subject areas.
It is produced free of charge by Scottish Widows. The key rationale of techtalk, and indeed one of the reasons it is so popular amongst financial advisers, is the non-sales, non-promotional approach of the articles. The overall theme is to anticipate, interpret and forecast key industry changes and regulation.
techtalk prides itself on being purely educational and does not attempt to market any of Scottish Widows’ products.
About Scottish Widows
Scottish Widows has been helping people prepare their long-term financial futures since forming as Scotland's first mutual life office in 1815.
During that time, we have gone from strength to strength, collecting a wide range of financial services awards along the way.
Scottish Widows is now one of the most recognised brands in the life, pensions and investment industry.
We are committed to meeting people's financial needs by providing a comprehensive range of flexible and value-for-money products, supported by quality service and sound investment performance.
Our products range from ordinary long-term insurance (such as life assurance, pensions and annuities) to savings and investments such as Open Ended Investment Companies and Individual Savings Account management.
We operate a multi-channel distribution system, which means that customers can buy simple products like term assurance from us over the internet; or for more complex policies which require an element of advice, they can ring us directly, talk to our advisors in Lloyds TSB branches, or contact an Independent Financial Adviser.
Scottish Widows currently employs around 4,000 people.
We are headquartered in Edinburgh and Bristol, but part of Lloyds Banking Group which has branches throughout the United Kingdom.
Tim is Head of Financial Planning at Scottish Widows and is a regular presenter at industry events and conferences, as well as working with Key businesses on financial planning issues.
Ian is an Actuary who is Head of Pensions Market Development at Scottish Widows and appears frequently in the press and on television and radio, speaks regularly at industry events and represents Scottish Widows’ views on pensions to the Government.
Sandra is the Senior Tax Manager within Scottish Widows with 17 years of hands on experience dealing with HMRC and advising owner managed businesses as an accountant and tax adviser. She has over the past 11 years used and developed that experience within the group. She is Scottish Widows’ expert spokesperson on tax issues.
Niki joined the group in 2001 gaining an excellent knowledge of all aspects of tax and trusts. Before joining Niki worked within a large city law firm and brought with her experience of the legal profession and also worked as a trust administrator.
